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Complaint Procedure

Your views are important to us. If we fail to meet the high standards you expect or make a mistake, we want to know. We will investigate your complaint and aim to resolve the issue as quickly as possible. We also use feedback to help us improve our service.

How we handle complaints

Step 1: Getting in touch

If you wish to make a complaint, please contact us with the following details:

  • Your full name, address, and telephone number
  • Any reference number or previous correspondence you have had with us
  • A clear description of the issue or concern

You can reach us in one of the following ways:

  • In writing: Level One Basecamp Liverpool, 49 Jamaica Street, Liverpool, L1 0AH
  • By phone: 0800 599 9890
  • By email: [email protected]

If you require us to communicate with you in a different format, such as large print, braille, or by phone, please let us know and we will do our best to accommodate you.

Step 2: Acknowledgement and resolution

We aim to resolve complaints as quickly as possible.

If your complaint is resolved by the close of the third business day following the day we receive it, we will send you a Summary Resolution Communication. This confirms:

  • That your complaint has been resolved
  • That you have the right to refer the matter to the Financial Ombudsman Service if you remain dissatisfied
  • How to get in touch with the Ombudsman

If we are unable to resolve the complaint immediately, we will send you an acknowledgement within five business days and begin a full investigation.

Step 3: If you remain dissatisfied

If we do not issue a final response within eight weeks, or if you are not satisfied with the outcome, and you are an eligible complainant, you have the right to refer your complaint to the Financial Ombudsman Service.

Contact details for the Financial Ombudsman Service:

Please note: You must refer your complaint to the Ombudsman within six months of receiving our final response.

Online complaints

If you purchased your product or service online, you can also register your complaint via the Online Dispute Resolution platform at:

https://ec.europa.eu/consumers/odr

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